BitPay Wallet is a self-custody wallet that manages Bitcoin, Ethereum, and several stablecoins in one application. It is built around payments: creating invoices, scanning codes, and settling transfers between contacts, with keys stored locally and protected by a recovery phrase.
The desktop build can hold multiple wallets side by side, show balances in fiat, and connect a hardware signer for larger amounts. Payment requests and shared wallets make it practical to split expenses between several people.
Windows 10/11 x64, 4 GB RAM